● Active Health

Ayushman Bharat PM-JAY

National Health Authority, Ministry of Health & Family Welfare

📅 Since:  23 September 2018 🏷 Health

Disclaimer: VikasPortal.in is an independent informational platform, not an official government website. Always verify scheme details from official portals before applying.

📋 Scheme Overview

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) is the world's largest government-funded health insurance scheme, providing a health cover of ₹5 lakh per family per year for secondary and tertiary hospitalisation.

✅ Eligibility Criteria

  • Families listed in SECC 2011 database
  • D1–D5 deprivation categories
  • All occupational categories of rural SECC data
  • Urban workers in listed occupational categories
  • No cap on family size or age

🎁 Benefits & Features

  • ₹5 lakh health cover per family per year
  • Cashless treatment at 25,000+ empanelled hospitals
  • Covers pre and post hospitalisation expenses
  • 3 days pre-hospitalisation and 15 days post-hospitalisation
  • 1,949+ treatment packages covered

📝 How to Apply — Step by Step

  1. Check eligibility at pmjay.gov.in or by calling 14555
  2. Visit nearest empanelled hospital or Common Service Centre
  3. Carry Aadhaar and ration card for verification
  4. Ayushman Card issued on the spot at hospitals
  5. No premium to be paid by the beneficiary

📄 Documents Required

  • 📎Aadhaar card / any government ID
  • 📎Ration card (SECC linked)
  • 📎Mobile number
Ready to Apply?

Visit the official portal to begin your application.

🏛 Visit Official Portal ↗
Topics: HealthInsurance5 LakhCashlessHospitalSECC