Lakhpati Didi Yojana — Making SHG Women Lakhpati in West Bengal
Ministry of Rural Development (DAY-NRLM), Government of India
📋 Scheme Overview
Lakhpati Didi is a national mission targeting 3 crore women Self-Help Group (SHG) members to earn a sustainable annual household income of at least ₹1 lakh. In West Bengal, where Paschim Banga Society for Skill Developments (PBSSD) and MGNREGS have strong SHG networks, Lakhpati Didi provides skill training in high-demand trades — LED bulb making, plumbing, drone piloting, agri-tech — along with bank credit linkage and market access, transforming SHG women into micro-entrepreneurs.
✅ Eligibility Criteria
- Women who are active members of a Self-Help Group (SHG) under DAY-NRLM in West Bengal
- SHG must be linked to a Village Organisation (VO) and Cluster Level Federation (CLF)
- Priority: women from SC/ST households, BPL families, and landless households
- Current annual income below ₹1 lakh (target is to raise it above ₹1 lakh)
🎁 Benefits & Features
- Free skill training in 3-4 livelihood activities per woman (LED assembly, plumbing, agri, drone, etc.)
- Bank credit linkage: SHG loans from ₹5 lakh to ₹20 lakh at subsidised interest rates
- Market linkage: products sold via SHG federations, government procurement, and e-commerce platforms
- Convergence with MGNREGS, PM Awas, and agricultural support for multiple income streams
- Recognition as "Lakhpati Didi" with certificate upon crossing ₹1 lakh annual income
- Mentorship by existing Lakhpati Didis for peer learning
📝 How to Apply — Step by Step
- If you are already an SHG member under DAY-NRLM in West Bengal, speak to your SHG group leader or Village Organisation (VO)
- If not in an SHG, contact your local Block Development Officer (BDO) or Gram Panchayat to join an existing SHG under WBSRLLP (West Bengal State Rural Livelihood Mission)
- Express interest in Lakhpati Didi skill training to your SHG leader
- Your VO will nominate you for livelihood skill training based on household income assessment
- Complete the skill training programme at the designated training centre
- Receive bank credit linkage and market access through your SHG federation
- Track progress toward ₹1 lakh annual income milestone with help from Community Resource Persons (CRPs)
📄 Documents Required
- 📎Aadhaar card
- 📎SHG membership passbook
- 📎Bank account (SHG joint account or individual)
- 📎BPL/income certificate (if applicable)
- 📎Caste certificate for SC/ST
Ready to Apply?
🏛 Visit Official Portal ↗ Visit the official portal to begin your application.