● Active Employment
PM Mudra Yojana
Ministry of Finance, Government of India
📋 Scheme Overview
Pradhan Mantri Mudra Yojana (PMMY) provides loans up to ₹20 lakh to non-corporate, non-farm small/micro enterprises. Loans are provided through three categories: Shishu (up to ₹50,000), Kishore (₹50,001–₹5 lakh), and Tarun (₹5 lakh–₹20 lakh).
✅ Eligibility Criteria
- Any Indian citizen planning a non-farm business activity
- Small manufacturers, shopkeepers, vendors, artisans
- Women entrepreneurs are given preference
- No collateral required for loans
🎁 Benefits & Features
- Shishu: Loans up to ₹50,000
- Kishore: ₹50,001 to ₹5 lakh
- Tarun: ₹5 lakh to ₹20 lakh
- No processing fee for Shishu loans
- Mudra RuPay Debit Card for working capital loans
📝 How to Apply — Step by Step
- Identify your loan category (Shishu/Kishore/Tarun)
- Visit nearest bank, MFI, NBFC, or apply at mudra.org.in
- Submit business plan and identity documents
- Bank processes and sanctions the loan
- No need for collateral for basic loans
📄 Documents Required
- 📎Aadhaar and PAN card
- 📎Proof of identity and address
- 📎Business proof/plan
- 📎Bank account statement (last 6 months)
- 📎Passport-size photos
Ready to Apply?
🏛 Visit Official Portal ↗ Visit the official portal to begin your application.